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Lifetime Mortgages - Subhan Real Estate
Lifetime Mortgages
Financial Services

Unlock Your Home's Value in Retirement

A lifetime mortgage is a loan secured against your home, typically available to homeowners aged 55 and over. You retain ownership of your home while accessing a tax-free cash lump sum. The loan plus interest is repaid when you move into long-term care or pass away. It's an increasingly popular way for retirees to supplement their income or fund home improvements without monthly repayments.

Lifetime Mortgage Features

Enjoy Your Retirement Without Financial Worries

Why Choose a Lifetime Mortgage?

Lifetime mortgages provide a flexible way to access property wealth in later life while staying in your home.

Key Benefits:

  • No Monthly Repayments: Interest rolls up until you pass away or move into care
  • Stay in Your Home: You retain full ownership and the right to remain in your property
  • Tax-Free Cash: Lump sums are paid without income tax deductions
  • Flexible Options: Take money in stages or as a single lump sum
  • Protected Inheritance: Optional feature to protect a percentage of your home's value
  • No Negative Equity Guarantee: Guaranteed never to owe more than your home is worth
Retirement Planning

Ready to Invest in Luxury Real Estate?

Join hundreds of satisfied clients who have found their perfect properties with Subhan Real Estate. From premium Dubai Marina apartments to exclusive Marbella villas, we curate exceptional investments that deliver both luxury living and strong returns. Contact us today for your free consultation.